Category: fhvinugi

You Can Go Home Again, But You Won’t Recognize It

first_imgI travel back to my hometown quite a bit because my kids love to visit their grandparents — there are no rules at Grandma’s house. Chocolate cake for breakfast? No problem. Chocolate cake for breakfast while watching Star Wars and riding a brand new bike around the living room? Why not.So yeah, I go home a lot. But I spend most of my time there trying to get my kids (all hopped up on high fructose corn syrup) to settle down and stop trying to give the cat a bath. I don’t get out much when I’m home.But this week, I went home solo for work and managed to hit the town sans children. What I discovered is that the sleepy, farm community I grew up in is it is no longer a sleepy, farm community. Instead of farms, there are high end gated communities, and instead of the quiet downtown square that was famous for its sheer volume of antique stores, there was a bustling town with Irish pubs, yoga studios, and FroYo. When I was a kid, we hung out in the knife. That was exciting as things got.Hell, now, my hometown even has a brewery. It’s out there on the edge of town, somewhere near the new climbing wall. WTF? Oh, and don’t get me started on the town’s booming greenway system. It makes the half-ass greenway system in my current town look shameful.The brewery I’m talking about is Red Hare, a small brewery that was actually the first in the state to start canning. I got to try their Long Day Lager for the first time at one of those Irish pubs, while listening to the dude next to me try to impress the bartender by telling her over and over about how much meat he smokes on weekends. Brisket, ribs, tenderloin, pork butt…you name it.The beer is sweeter than most lagers (especially those mass-produced lagers I was drinking when I grew up in this town), with an intriguing citrus zest that comes on at the end of the sip. It’s still light and crisp, the way lagers should be, but there’s an undeniably malty underbelly holding everything together. Red Hare isn’t trying to reinvent the wheel with this beer, but it’s good, and it comes in at a way sessionable 4.9%, which I appreciate. And did I mention it’s made in my hometown? How cool is that?last_img read more

NCUA seeks comments on federal credit unions’ investment reporting

first_imgNCUA is inviting public comment on its current investment reporting regulations, specifically whether the reporting requirements on securities, deposits and other investments are necessary and ways to minimize federal credit unions’ information-collection burden.Comments are due to the agency by May 31. NCUA, through a Federal Register notice, said the information it collects from federal credit unions on their investment programs is used to determine the level of risk within a credit union and actions taken to mitigate such risk; and helps prevent losses to credit unions and the National Credit Union Share Insurance Fund. continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Make vendor management work for your credit union

first_imgWorking with vendors in today’s environment is unavoidable. In order for you and your staff to do what you do best—serve your members—sometimes that requires partnering with third-party providers in order to:Provide the technology you need to operate efficientlyOffer your members the products and services they need to meet their goals and protect their assetsReduce your credit union’s risk Depending on the number of vendors you have (or need), the vendor management process can be daunting, particularly when it comes to managing your credit union’s risk. The number of partners required to manage all aspects of your auto loan portfolio can be extensive. It can require service providers to assist with collections, insurance tracking and placement, skip tracing, repossession, and remarketing. It can be tedious to manage each of these relationships and ensure that the partnership is valuable to both you and your members. Since working with vendors is inevitable, it’s important to seek out partnerships that are best suited for your credit union and member base, and maximize those relationships to accomplish as many of your objectives as possible. Seek out industry leadersThere’s rarely a product or service provider in the market that has a monopoly on their service, so chances are, whatever your need, there are multiple vendors that can offer you a solution. Start by identifying three products and/or services that you currently outsource to a third party. Then ask yourself if you know the three most reputable vendors for those products/services. Do you have an existing relationship with their sales staff, leadership, or other employees? If not, you and your members could be missing out on a potential mutually beneficial relationship.During the course of any year, services get enhanced, new products are released, pricing changes for a variety of reasons, and regulations change—making older-generation products obsolete or non-compliant. Without your knowing, the entire industry could be using (or switching over to) a better product or service from your vendor’s competitor, costing you potential business because you’re lagging behind.Knowing what you have and what you don’t have is key to your success, and the best way to find that out is by keeping in touch with your vendors. Invite the leadership teams from your selected vendors in for a visit at least once every six months. Explain how your credit union is performing, what needs you have, and ask for their recommendations. Also, ask about any enhancements or new products they have in the works, what offerings seem to be the most popular and seem to be showing momentum in the market. Industry leaders are constantly improving their products and services and looking for “the next best thing” to stay competitive—and your credit union should benefit from relationships with the most innovative and forward-thinking vendors. What can they do for you?Ask yourself: “What do you get by offering your members [X product] from [X vendor]?” Most credit unions are looking to provide their members with a product or service that they need and potentially collect income and deepen the relationship as a byproduct. But, in today’s competitive market, overflowing with industry disruptors, you could be selling yourself—and your members—short. Quality vendors will include training, robust reporting, software, core integrations, market intelligence, and other related products and services to ensure they are meeting and exceeding your need. Think of it this way: if you went in to buy a new car, and the salesperson tried to sell you one with air conditioning, hands-free phone capabilities, navigation, etc. You might think, “I only need a car to get me from A to point B.” But, once you buy the car, you realize how important the air conditioning, hands-free capabilities, and navigation are to the driving experience.One neck to chokeIt can be time consuming to oversee and communicate with all of your vendors—especially if you require multiple vendors to manage the same function. Software products, in particular, have regular enhancements, updates, and changes, and having a close relationship with vendors and providers ensures that you’re notified and kept up-to-date. If you’ve done a recent audit of your vendors, perhaps you noticed a growing list with some functionality crossover. One thing you may consider is the possibility of condensing your number of partners. We all know in the risk-management business, we have skip tracers, repossession agents, remarketers, outsourced collection agents, so on and so forth. It can be arduous to keep tabs on all the different vendors required to keep your risk-management operation running. Having fewer vendor relationships to manage is one of the biggest benefits of condensing your number of partners to work with an organization that can provide a holistic solution. When you work with one vendor for a group of services, it essentially ups the stakes and adds pressure on them to meet your credit union’s needs. It can also simplify your third-party oversight process. And, from a vendor management standpoint, one vendor or partner means you only have one neck to choke!  An effective vendor management process is one vital tool in your risk management tool kit. Learn about the other components that should be included in your risk management program in our latest ebook, The Right Tools for Risk Management. 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Cyndy Stewart Cyndy Stewart has been with SWBC since 1999 and has more than 20 years of successful sales leadership experience in the financial services industry. As Director of Sales for The … Web: www.swbc.com Detailslast_img read more

Pennsylvania Republicans take extreme measures to keep Pennsylvania’s votes from counting

first_imgSo, you know what to do. Get out the vote. Humiliate Donald Trump. Win the Senate. And protect your vote, especially if you’re in a battleground state. As planned, the Republicans have been fighting in the courts, losing at the Supreme Court which ruled that mailed-in ballots postmarked by Election Day and received by Friday can still be counted. Trump has been raising hell about that, including coming damned close to inciting violence, tweeting last night that the decision “is a VERY dangerous one. It will allow rampant and unchecked cheating and will undermine our entire systems of laws. It will also induce violence in the streets. Something must be done!” That earned a flag from Twitter, warning that its contents “might be misleading about an election or other civic process.”The 5-3 Supreme Court decision had the three conservative dissenters—Clarence Thomas, Samuel Alito, and Neil Gorsuch—flirting with taking the case back up after Election Day when Republicans are expected to bring suit again should Trump need to fuck with Pennsylvania to keep his electoral hopes alive. That led the state to order mail ballots postmarked on Election Day that arrive after Tuesday to be segregated, in case the Supreme Court rules they have to be invalidated.- Advertisement – “They did a very bad thing for this state. They did a very bad thing for this nation,” Trump said Monday in a rally outside Scranton. “You have to have a date. You can’t extend dates. The danger that could be caused by that extension, and especially when you know what goes on in Philadelphia, and it’s been going on for years.” He vowed “We’re going to go in the night of—as soon as the election is over—we’re going in with our lawyers.” The Republican Commissioner of Lancaster County is playing along, saying he will refuse to count mail-in ballots that arrive after Election Day until there’s a Supreme Court ruling.Pennsylvania Republicans also brought suit in federal court Tuesday morning, against Montgomery County officials who they allege started counting before Tuesday. The county is suburban Philadelphia and largely Democratic. They allege that in the process of contacting people with flawed returned ballots—no signature, no secrecy envelope—to allow them to correct their ballots, they were counting ballots. Kelly Cofrancisco, a spokeswoman for Montgomery County, said its process is “sound and permissible under the Election Code.” A hearing is expected to be held later Tuesday.Expect a lot more Pennsylvania shenanigans from team Trump before the day, the week, the month is out. That is unless all the other states step in to make it moot, Trump loses, and everyone in Pennsylvania has their vote counted.- Advertisement –center_img – Advertisement –last_img read more

Heritage group shoots down MEPC in RAF Kemble fight

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

One Championship could return to ring next month: CEO

first_imgHe said the job cuts in “non-essential” areas were necessary to insulate the company against an expected economic downturn, despite the $70 million cash injection.”Extraordinary times require very unusual prudence to protect the company and the longevity of many years to come,” Chatri said.”Our operating assumption is that the global economy will continue to suffer over the next 24 months, and potentially enter the worst global recession in history,” he added. “And so we want to be prepared, under all scenarios, with a lean organization with a big war chest.” With coronavirus laying waste to professional sports worldwide, One’s last event was in Singapore in late February, and it had to cancel a series of events in April and May.”Of course, this environment has made it trickier to operate but I’m always an optimist, and I believe that where there’s a will, there’s a way,” Chatri said by phone from Singapore.”We are looking at next month already. Nothing has been announced formally, but I can tell you that we are working very hard to come back,” he added.Chatri did not disclose the size of One’s now-reduced global workforce, but the company’s LinkedIn profile put the headcount at between 201-500 employees. Asia’s largest mixed martial arts promotion, One Championship, could resume putting on fights as early as next month, its CEO told AFP on Monday, as he warned of rocky operating conditions ahead after the coronavirus.Chatri Sityodtong was speaking as the Singapore-based company slashed 20 percent of its workforce but also announced a $70 million funding boost from institutional investors.He said One, which promotes cards across Asia in mixed martial arts, Muay Thai and kickboxing, was planning fight nights next month in China, Thailand and Singapore, depending on lockdown measures. ‘Big vote of confidence’ Chatri said the extra funding had come from existing backers as well as a new institutional investor — a “$20 billion fund” from the United States whose identity will be revealed in the coming weeks.The cash boost brings One’s total capital to $346 million and helps “future-proof” the organization, Chatri said.”I’m very grateful for this big vote of confidence, you know, in the middle of the worst global economic crisis in 100 years,” he said.”I’m just very, very excited and inspired to return back with live events this summer, and start doing what we always do.”Chatri said One was “in talks with every major Asian government to bring back our events online”. One Hero fights, feeder events for the main championship, will also be held in Shanghai on June 20 and 21, he said.The US-based Ultimate Fighting Championship on May 10 became one of the first sports to restart post-coronavirus.UFC has so far successfully put on six shows in tightly controlled environments under COVID-19 testing protocols in Jacksonville, Florida, and Las Vegas.One Championship also has eSports and reality TV interests, Chatri said, as well as its “crown jewel” of stadium fights. Topics :last_img read more

Fred explains why he’s failed to play well for Man Utd since joining in the summer

first_img Comment Metro Sport ReporterFriday 8 Mar 2019 3:10 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link Fred, 26, joined the club in the summer from Shakhtar Donetsk (Picture: Getty)‘PSG knew that whatever happened in the first game, that we are still Manchester United.‘We have injuries but we are Manchester United. That is our name. Everybody knows us around the world. It was great that we got the win in a place like this.Fred also admitted he’s struggled to adapt to life at United due to his lack of game time.The 26-year-old is hoping more minutes in the pitch can help to improve his football even further.‘It’s been a hard few months,’ he added. ‘I have not been playing. There has been a lot of things going on in my mind.More: Manchester United FCRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseEx-Man Utd coach blasts Ed Woodward for two key transfer errors‘Ole has helped me a lot. He had a lot of chats with me. [Michael Carrick] also speaks to me a lot. That brings me calm that things will turn around for me.‘They trust me and I feel that trust. And they were right to trust me because I showed tonight [on Wednesday] that I can play against one of the best teams in the world and play well.‘I’m very, very happy. My confidence is getting better.’United’s next game is against Arsenal in the Premier League on Sunday.MORE: Martial hands United injury boost ahead of Arsenal clashWill United finish in the top four?Yes0%No0%Share your resultsShare your resultsTweet your results Advertisement Advertisement Fred explains why he’s failed to play well for Man Utd since joining in the summer Fred played an important part in United’s win over PSG (Picture: Getty)Fred believes a lack of consistent game time has restricted his ability to perform to his usual level, suggesting he’s been low on confidence in recent months.The Red Devils pulled off a shock 3-1 win over PSG in the Champions League to advance to the last eight of the competition on Wednesday night.Fred started the game for Ole Gunnar Solskjaer’s side, which was just his 18th appearance of the season so far despite a £52 million signing in the summer.He’s endured a turbulent start to his career at the Manchester club, with repeated struggles to break into the team under Jose Mourinho and Solskjaer.AdvertisementAdvertisementADVERTISEMENTMore: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityHowever, he performed well in Paris against the Ligue 1 club, and he noted the match as his most enjoyable game so far for the club.‘This was my best moment since I moved to Manchester United,’ Fred told ESPN. ‘I felt had a great game. It’s a long time since I played like this: two games in a row. I’m very happy. I want to continue to play like this, to play games.‘I wasn’t surprised that we won. All the team played well. I played well. We knew it was going to be hard, but we are Manchester United.last_img read more

DSME to Build Submarine Rescue Vessel for ROK Navy

first_imgDaewoo Shipbuilding & Marine Engineering (DSME) said it has secured a contract to design and construct a submarine rescue vessel for the Republic of Korea Navy.The contract is valued at approximately 444 billion Korean won ($395 million).The new submarine rescue vessel will be equipped with the latest diving system capable of diving up to 300 meters and a new deep sea diving rescue (DSRV) capable of rescuing the crew of the distressing submarine up to 500 meters.The remotely operated vehicle to be installed on the vessel will be able to operate at depths of 1,000 meters.DSME said it will complete the vessel by the end of 2022 and deliver it to the ROK Navy.last_img read more

MRE to power SeaMade

first_imgManor Renewable Energy (MRE) has signed a contract with Siemens Gamesa to provide temporary power provision during the turbine commissioning phase at the SeaMade offshore wind farm. Over the coming months, Rotra Vente and its sister vessel Rotra Mare will ship all components for the turbines, including the nacelles, tower parts, and blades, from various sites to the REBO site in Oostende. The installation of the turbines is expected to start mid-June and the wind farm is scheduled to be completed by the end of the year. “Following several successful European temporary power provision projects over the recent past, we are looking forward to once again working with Siemens Gamesa; it’s a combination that works,” MRE Business Director Toby Mead said. center_img The turbine components for the project started arriving at the Port of Oostende in March. Located some 50 kilometres off the Belgian North Sea coast, the 487 MW SeaMade wind farm will comprise 58 Siemens Gamesa SG 8.0-167 DD turbines.last_img read more

Thousands in Durban rally against Xenophobia

first_imgSouth Africans unite against Xenophobia attacks Related Several thousand South Africans took to the streets of Durban to march against xenophobia and for peace. They condemned the recent violence against foreign nationals. But an anti-immigrant group tried to disrupt the march and clashed with police. CCTV’s Angelo Coppola reports S. Africa: Thousands in Johannesburg March Against Xenophobia ZIMU Mobilises SA Artistes Against Xenophobialast_img