Hotshots: Northampton fly-half Harry Mallinder
What are you doing now?I’m in the U20 squad and we’re just building towards the Six Nations at the moment. I’m still getting used to the Saints environment as well.Who’s had a big influence on your career so far?My uncle, Pete. Dad was away a fair bit so my uncle spent a lot of time training with me. I didn’t start playing til I was 12 or 13, and I was into football and cricket as well. It was when we moved that I got into rugby; in Manchester, Sale is tiny compared to the football clubs there, but in Northampton the rugby club is at the heart of the town.Best rugby moment? The boss’s son: How does Mallinder junior find working with his dad? Watching Saints win the Premiership final last season. I’d been a fan for six or seven years, so it was nice to see them win and be part of it at Twickenham.RW verdict: Not only does he live with a director of rugby, but he’s learning from a club who took home two trophies last season and a fly-half on England’s radar in Stephen Myler. A bright future awaits this No 10. What’s it like living with dad Jim?It’s all right, we don’t talk much about work when we get home. We do watch a lot of rugby together though. We live with Mum and my 16-year-old sister too.Do you get stick at Northampton for being the coach’s son?When I first started I got a bit, but now we get on with it and it’s pretty normal.When did you join Northampton?I joined the junior academy when I was 14, but I’m doing my first full-time year now, as I’ve just left school. I wanted to get my A levels, in politics, economics and geography. Now I’m starting an Open University degree in politics and economics.What position do you prefer to play?I like both No 10 and 12, and I’ve played both throughout my life. I played for England U18 last year and we won the FIRA Championship, then beat South Africa over there. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS
Weatherboard House / FMD Architects
photographs: Peter BennettsPhotographs: Peter Bennetts + 15 Share Year: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/342052/weatherboard-house-fmd-architects Clipboard Australia CopyAbout this officeFMD ArchitectsOfficeFollowProductSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesMelbourneHousesAustraliaPublished on March 11, 2013Cite: “Weatherboard House / FMD Architects” 11 Mar 2013. ArchDaily. Accessed 11 Jun 2021.
Son Salat HQ / EcoDesignFinca
2012 CopyHouses•Palma de Mallorca, Spain Spain CopyAbout this officeEcoDesignFincaOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesPalma de MallorcaHousesSpainPublished on August 15, 2013Cite: “Son Salat HQ / EcoDesignFinca” 15 Aug 2013. ArchDaily. Accessed 11 Jun 2021.
Watch Your Wallet in 2017
Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Subscribe EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Name (required) Mail (required) (not be published) Website Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Community News Make a comment Herbeauty10 Special Massage Techniques That Will Make You Return For MoreHerbeautyHerbeautyHerbeauty8 Easy Exotic Meals Anyone Can MakeHerbeautyHerbeautyHerbeautyA Mental Health Chatbot Which Helps People With DepressionHerbeautyHerbeautyHerbeautyStop Eating Read Meat (Before It’s Too Late)HerbeautyHerbeautyHerbeautyHere Is What Scientists Say Will Happen When You Eat AvocadosHerbeautyHerbeautyHerbeautyWant To Seriously Cut On Sugar? You Need To Know A Few TricksHerbeautyHerbeauty Business News Watch Your Wallet in 2017 By LINDA MOONEY Published on Tuesday, January 17, 2017 | 3:12 pm Your email address will not be published. Required fields are marked * Business News More Cool Stuff First Heatwave Expected Next Week faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Darrel Done BusinessVirtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes 0 commentsShareShareTweetSharePin it Community News The current outstanding balance of the U.S. national debt peaked to more than $19.9 trillion as of January 2017, meaning every man, woman and child in this country owes more than $65,000 in public debt.And that doesn’t include your personal loans. It’s hard to wrap the head around but clearly necessary, we would add, as incomes have barely budged, financial discipline appears to keep slipping and expenses remain only manageable week by week for many.So, what can we do to protect our wallets on a personal level now and in the near future?David Misch, CEO of Community Bank in Pasadena, walks us through some food for thought.Hoping the Trump Effect Pays Off“If you had asked me before November 8th, I’d have said we’re looking at slow 2% growth in the coming future,” says Misch, “but now that Trump won, the election has changed the outlook on everything.”“A lot of people think the new administration will be more beneficial for economic growth and that spending and deregulation could drive that change.”“I’m not sure if this will happen or not,” says Misch. “It’s very unclear how it will all play out.”What we do know is that the Federal Reserve decided in December to boost short-term interest rates and is talking about increasing rates three times over the next year.“Banks’ stocks have reacted wildly favorably since this election because of the rate outlook and potential for accelerated GDP growth,” he says referring to that rate that tells you how fast a country’s economy is growing.“The negative side,” says Misch, “would be if interest rates go up and you need to borrow money, then it’s going to be more expensive,” he cautions, noting he hopes the regulation changes will at least make it easier for first-time home buyers to get mortgages, especially the self-employed.“Rising rates driven by economic growth could be also good for folks that have money in the bank, like nonprofits, small businesses and, obviously, banks,” says Misch, “but it could also be good for people in Pasadena looking for work.”While it’s all a question mark at the moment, the best we can do is remain flexible.Protect That Wallet by Not Clicking on Unsolicited LinksYou should be vigilant to not risk your finances online, Misch says.“Cybercrime is increasing all the time,” says Misch. “You click on a link these days and it puts a virus onto your computer, hacking your system. People have to be very careful.”Phishing, the fraudulent act of sending emails purportedly from reputable companies in an attempt to steal personal information such as passwords and credit card numbers, has become commonplace.To protect yourself, be cautious of emails coming from unrecognized senders, especially ones asking you to reveal personal or financial information, and never enter personal information in a pop-up screen.Check your bank statements regularly and protect your computer with a firewall, spam filter and anti-virus software.Tell Your Kids to Go Into Banking“The banking industry is aging. A lot of men and women in it are nearing or over retirement age,” says Misch, who mentions that his own bank is looking to bring in more young people, namely Millennials, which make up the largest percentage of the population.“It’s a good career, not as boring as it would seem to be,” he laughs and shares pictures of his headquarters, which has a Google-like atmosphere.He concedes that more and more FinTech companies are popping up, offering credit to people online, and they are “hard to compete with because they’re automated” so their overhead is less.He believes people will continue to come into brick-and-mortar banks, however, because it’s nice to put a name and face with the person working out your loan.For more help with your finances, stop by Community Bank at 505 East Colorado Boulevard in Pasadena. You can also reach them at (626) 568-2265 or visit www.cbank.com. Top of the News
Varadkar backs more cross border services between Donegal and Derry
75 positive cases of Covid confirmed in North Google+ Pinterest Varadkar backs more cross border services between Donegal and Derry Twitter Previous articleMan dies after adverse reaction to wasp sting in ConvoyNext articleListen back to music, chat and features on the Weekend Edition admin By admin – October 3, 2015 Main Evening News, Sport and Obituaries Tuesday May 25th Facebook WhatsApp WhatsApp 365 additional cases of Covid-19 in Republic Facebook Further drop in people receiving PUP in Donegal Pinterest RELATED ARTICLESMORE FROM AUTHOR Twitter Health Minister Leo Varadkar says he believes there should be more cross border cooperation in the West Ulster area.Addressing medical and administration staff at Letterkenny General Hospital during his two day visit to Donegal, Minister Varadkar said it makes very little sense for Donegal patients to travel to Dublin and Galway for services when there is sufficient critical mass in Donegal, Derry and Tyrone for services to be provided on a regional basis.Minister Varadkar says the North West Radiotherapy Services which is due to begin next year is a perfect example of what can be achieved…………Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2015/10/leovsat.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Homepage BannerNews Man arrested on suspicion of drugs and criminal property offences in Derry Google+ Gardai continue to investigate Kilmacrennan fire
Roadwork paves way for Conecuh Ridge Distillery construction
Ice and firn heterogeneity within Larsen C Ice Shelf from borehole optical televiewing
We use borehole optical televiewing (OPTV) to explore the internal structure of Larsen C Ice Shelf (LCIS). We report a suite of five ~90 m long OPTV logs, recording a light-emitting diode-illuminated, geometrically correct image of the borehole wall, from the northern and central sectors of LCIS collected during austral spring 2014 and 2015. We use a thresholding-based technique to estimate the refrozen ice content of the ice column and exploit a recently calibrated density-luminosity relationship to reveal its structure. All sites are dense and strongly influenced by surface melt, with frequent refrozen ice layers and mean densities, between the depths of 1.87 and 90 m, ranging from 862 to 894 kg m−3. We define four distinct units that comprise LCIS and relate these to ice provenance, dynamic history, and past melt events. These units are in situ meteoric ice with infiltration ice (U1), meteoric ice which has undergone enhanced densification (U2), thick refrozen ice (U3), and advected continental ice (U4). We show that the OPTV-derived pattern of firn air content is consistent with previous estimates, but that a significant proportion of firn air is contained within U4, which we interpret to have been deposited inland of the grounding line. The structure of LCIS is strongly influenced by the E-W gradient in föhn-driven melting, with sites close to the Antarctic Peninsula being predominantly composed of refrozen ice. Melting is also substantial toward the ice shelf center with >40% of the overall imaged ice column being composed of refrozen ice.
Landlords must be wary of rising tenant arrears
Challenging conditions for landlords and letting agents could cause rent arrears to rise – something landlords should be wary of. RentalStep says that if rents continue to rise and wage growth remains stagnant, tenants may find it difficult to meet their monthly payments, causing long-term problems for landlords.According to Your Move, the number of tenants in arrears increased each month between January and April – the proportion of its tenants in arrears rose from 8.4 to 9.4 per cent.Belvoir says a fifth of its offices had four to 10 tenants in arrears during the first three months of the year.Rent arrears cost landlords an estimated £900 million each year. As tougher conditions affect landlords and agents, the number of tenants in arrears could increase.“Rent arrears are a serious issue, landlords need to do everything in their power to protect themselves from being seriously affected,” says Mike Georgeson, CEO.One of the most crucial processes is to carry out comprehensive checks on prospective tenants.RentalStep’s TenantPassport, a digital rental history profile, including rental history, employment details and references, can be shared with landlords and letting agents.“Making it a formality for rent payments to be included in credit scores is key to securing the financial future of the next generation,” concludes Georgeson.www.rentalstep.co lettings Rentalstep tenant arrears TenantPassport digital rental history profile August 24, 2018The NegotiatorWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021 Home » News » Landlords must be wary of rising tenant arrears previous nextProptechLandlords must be wary of rising tenant arrearsThe Negotiator24th August 20180287 Views
UK Navy Sailors to Sign up for Four-Month Exchange with Royal Australian and New Zealand Navies
View post tag: sign August 26, 2011 Training & Education View post tag: News by topic View post tag: Four-Month View post tag: Australian Share this article View post tag: New View post tag: Naval Sailors are being encouraged to sign up for a four-month exchange with the Royal Australian and New Zealand Navies in 2012.Each year a few dozen British sailors head to Australia and New Zealand for sun, sea, surf and, er, ships… and Aussies and Kiwis head in the opposite direction for sea and ships.The aim of the Long Look exchange is to broaden the experiences and professional knowledge of sailors travelling in both directions – which makes it easier for the RN, RAN and RNZN to work together and means personnel will take back fresh ideas about the way their day jobs can be carried out.The programme runs from March to July and generally works on a straight swap basis – namely a Royal Navy diver trades places with his counterpart from Australia or New Zealand. Typically around two dozen personnel take part.During Long Look 2011, LPT Dean Goulding from RNAS Culdrose found himself putting recruits through their paces at HMAS Cerberus, the RAN’s main training establishment near Melbourne.There, trainees get their first taste of life as sailors (on an 11-week course, one week longer than the equivalent training at HMS Raleigh for Royal Navy newbies). Early morning physical training begins at 4.45am (!) and Dean found himself in charge of 300 recruits – all on his own.Four hundred and fifty miles to the northeast, marine engineer LET ‘Tugg’ Wilson spent four months in Sydney keeping frigate HMAS Newcastle running as she carried out patrols along the east coast, visiting Brisbane, Mackay, Cairns and her namesake city.On a more poignant note, Long Look sailors who were attached to the New Zealand Navy found themselves supporting their Kiwi comrades during the massive aid and clear-up operation in the wake of the terrible earthquake which struck Christchurch and killed more than 180 people.Feedback to the Long Look organisers on Whale Island in Portsmouth from some of this year’s sailors who took part in the swap includes:“It’s a fantastic opportunity. Not only does it allow you to work alongside a different Navy, but it’s also excellent for meeting new people, travelling and experiencing a different culture. It’s enhanced my personal and professional development.”“I travelled all over New Zealand, immersing myself in Maori culture, getting up close with local wildlife and sampling the best Kiwi cuisine. There is so much to see in New Zealand.” “Long Look has been a great learning experience – I’ve brought a number of lessons back to the UK. I would recommend people to give it a go.”Long Look is open to most branches but only at sub lieutenant and lieutenant ranks for officers and leading hand through to warrant officers for ratings. Able seamen will only be considered from the diving branch.[mappress]Source: royalnavy, August 26, 2011; View post tag: Navy View post tag: Royal UK Navy Sailors to Sign up for Four-Month Exchange with Royal Australian and New Zealand Navies View post tag: Zealand View post tag: Exchange View post tag: Navies View post tag: sailors Back to overview,Home naval-today UK Navy Sailors to Sign up for Four-Month Exchange with Royal Australian and New Zealand Navies
Australia: Mast Modules for LHD Superstructure Ready for Transport
View post tag: News by topic Share this article View post tag: Ready View post tag: modules June 5, 2012 View post tag: Navy Mast modules for the 27,000 tonne Landing Helicopter Dock (LHD), fabricated and constructed at BAE Systems Henderson, facility are now completed and ready to be transported to Melbourne. The three mast modules weighing between 19 and 36 tonnes will form part of the superstructure of the LHDs and will house equipment including communication and combat systems, navigation and air traffic control radars and infrared search and track sensors.The mast modules will be loaded onto the heavy lift ship Henan Scan berthed at BAE Systems wharf at their Henderson load-out facility. The vessel will leave the load-out facility tomorrow and is scheduled to arrive in Williamstown the following Monday, weather dependent.The mast modules will then be consolidated together with the superstructure being constructed at BAE Systems Williamstown. The superstructure together with the masts, and all the control, combat and communications systems, will be installed, integrated and tested at the BAE Systems Williamstown shipyard.Director of Maritime for BAE Systems, Bill Saltzer, said the manufacture, outfit, blast and paint works on these three mast modules began last September.“It was decided to construct the mast modules at the Henderson facility because of its proven track record for fabricating vessel masts for the Royal Australian Navy and by keeping the superstructure build on BAE Systems sites we can ensure consistent quality in the LHD project.“Also with the amount of work currently being undertaken at the Williamstown yard, with two major projects, it made sense to utilise our workshops and personnel in Western Australia.“Complete with its own 6,000 tonne load-out facility, our Henderson site sits on 14.5 hectares with direct waterfront access and has the facilities, capacity and technical capability to accommodate this part of the build,” he said.BAE Systems is the prime contractor for the LHD Project. The first hull which is being constructed in Ferrol Spain is expected to arrive in Williamstown in the fourth quarter 2012.Mr Saltzer said BAE Systems had also commenced phase one of a major upgrade to the Henderson facility.“The upgrade to the site includes expansion of the existing rail system which will allow more capacity for ship dry-dockings along with a number of other facility improvements to enhance the overall working environment.“Upgrading this well-located waterfront facility will put us in a prime position to secure future opportunities within Western Australia, both in the naval and commercial markets” he said.[mappress]Naval Today Staff, June 5, 2012; Image: BAE Systems View post tag: Mast Back to overview,Home naval-today Australia: Mast Modules for LHD Superstructure Ready for Transport Australia: Mast Modules for LHD Superstructure Ready for Transport View post tag: Transport Equipment & technology View post tag: LHD View post tag: Superstructure View post tag: Australia View post tag: Naval