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Pandemic wreaking havoc on traditional banking structure and practices

first_imgThe Great Recession came about in some ways because of mistakes made by financial institutions. The resulting damage and ongoing recovery remade many aspects of the industry, created a huge cleanup and a concurrent compliance flood. And it also helped create an opportunity for fintechs to take root and bring fresh ideas to financial challenges while traditional institutions were otherwise occupied.That recession was a catalyst, and now it’s happening again, for different reasons.By contrast to the Great Recession, the COVID Recession and the pandemic and lockdowns that drove it, had almost nothing to do with financial institutions’ own previous actions. Quite the contrary. They helped keep financial services and parts of the economy on an even keel.Nevertheless, traditional financial institutions have been looking at the beginnings of a major series of changes in the way they operate — potentially even their very existence, at least in familiar form. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Blum: Late defensive lapses against Virginia spell end to feel-good start to season

first_img Published on October 18, 2015 at 10:01 pm Facebook Twitter Google+ CHARLOTTESVILLE, Va. — Canaan Severin slid across the end zone on his back, the football he just caught resting comfortably in his arms. Syracuse cornerback Julian Whigham lay inches to his right, flat on his stomach. The foot of separation Severin created was enough for a game-saving 36-yard touchdown from Virginia QB Matt Johns, who ran off the field dancing as the Cavaliers tied the score in overtime. In the seconds before Johns escaped the pocket and rifled his throw, Syracuse had a chance to put everything behind it. A disastrous 21-point loss to South Florida a week before that had escaped the narrative of the season’s surprising start. A fourth-quarter lead that the Orange lost just moments before on a debilitating six-minute, 52-second UVA drive that tied the game on the last play of regulation. It all could have been forgotten. Syracuse’s season, once filled with the promise of a 3-0 start, could have gotten right back on track. But as the daylight wore out at UVA’s Scott Stadium on Saturday, so too did SU’s defense and any momentum or good will the Orange built up the first four weeks. AdvertisementThis is placeholder text“We’re not a 3-3 team,” linebacker Zaire Franklin said, the tone of his somber voice and the flat expression on his face unchanging as he answered questions. “But it’s our reality.” Whatever Syracuse should be or could be is not what it is. The same staunch defensive team that shut out its opponents in six of the season’s first eight quarters reappeared in the first half. It wasn’t until the 11:33 mark of the second quarter that Virginia was able to pick up a first down. Forty-nine minutes in the game, the Cavaliers had scored only seven points on offense. Severin, the fourth-best wide receiver in the ACC, was limited to 34 yards in regulation. The biggest play of Johns’ day before OT was a 22-yard pass. Early in the game, Shafer said his secondary was “on top of it.” The numbers didn’t lie. The fans, booing Virginia off the field at halftime, didn’t either. But then came the two-yard touchdown from Johns to tight end Charlie Hopkins. Then, after the Cavaliers got the ball back less than four minutes later, a series of screen passes — “screens, screens, screens, screens and more screens,” as Whigham described it — on an 88-yard, 19-play drive finished regulation with a field goal. The same defense that held UVA to 129 first-half yards couldn’t get a stop when it needed to. Not to end regulation. Not to win it in overtime. Not even close when it needed a stop on what proved to be UVA’s game-winning drive.“I don’t know if our guys get tired or what it is,” defensive coordinator Chuck Bullough said. “But we just didn’t tackle in the second half.” The Orange proved with its 3-0 start that it was capable of being a bowl-eligible team. It solidified that with a neck-and-neck loss against LSU, armed with the nation’s top playmaker. The last two losses don’t spell out a crisis of talent or coaching. Everything the Orange flashed in the first month of the season shows its capability. But football is a sport where perception is reality, especially in a 12-game season — and Franklin wouldn’t disagree. The Orange shifted its perception to start the year, but in a stretch of five straight drives without a defensive stop, that momentum ended. Scott Shafer spoke in hindsight after the loss. He wished the third-down defense was better. He hoped for a big hit or fumble on the last drive of regulation. He wanted a different result for the game. But he wasn’t mad. His team hasn’t been able to build on the perfect 3-0 start. Even though a debilitating loss to Virginia can make 3-3 the reality, it’s not one that’s set in stone.
“As much as this sucks, you’ve got to look forward, you have no other choice,” Franklin said. “Whether you like it or not, you’ve got six more games to play.” Commentslast_img read more

LADIES GAA: ST MICHAEL’S SEE OFF TERMON IN U-18 CLASH

first_imgThe St Michaels U 18 Ladies team which defeated TermonBY JAMES TREARTY: Roisin  Curran  with  a whopping  nine  points  powered  St Michaels  to victory at  the  bridge  on  Sunday.Curran who wore  the  number  thirteen  shirt, but who  played  as  a third  midfielder  was  the  star  as  Termon struggled  in  all  quarters of the  field.Termon   got  off   to  the  perfect start with  Holly mc Daid  opening  with  a point  before  Emer  Gallagher had  a goal. Sinead  Steward  raised a green  flag  for  St  Michaels  following good  work  by  Maria  Carr.  Roisin  Curran  levelled  matters  on the fifteen  minute mark. Curran  then  added three more  points . Dara  Kelly reduced  the  margin  with a point for  Termon to  leave  HT St Michaels  1–6 Termon 1–2  .  On the  resumption Dara  Kelly  fed  Emer  Gallagher  for a  Termon  goal , but  that was  as  good  as  it  got  for  Termon . Maria  Carr  added a St  Michaels  point before  Curran added  three  further St  Michaels  points. Orla  trearty  reduced  Termons   six  point  deficit with a point  on the  twenty  minute  mark. Evelyn Mc Ginley  added  a  further St  Michaels  point , but  this  was cancelled out by  Dara  Kelly  for  Termon.  Roisin  Curran  had  the  last  word  with  a St  Michaels  point as  the  close  of  play  before  efficient  Referee  Sinead  Coyle  from  the  Fanad Gaels club  called  time.This  was  a  game  that  St  Michaels  was up for  and  the hunger  was  evident  from the off,  and  with  a player  the  calibre  of  Roisin Curran  were  in the  driving  seat. Best  fro  Termon  was  Nicole Mc Laughlin,  Emer  Gallagher, and  the Mc Daids.St  Michaels were best  served  by Evelyn  Mc Ginley, Tara  Ferry,  Grace  Trearty and person  of  the match Roisin  Curran. St  Michaels  team  was  Mary  B  O  Donnell, Marie  o  Reilly, Evelyn Mc ginley, Danielle  Steward, Elenor Trearty, Lisa Gallagher, Tara Ferry, Maria Carr, Roisin Curran, Lisa Mc kinley, Grace  Trearty, Leanne Keavney, Jessica  Rodgers, Sinead  Steward, Hannah  o  Grady.Termon  team  was  Caroline  Gallagher, Meabh  Mc Daid, Nicole Mc Laughlin, Shauna  Kelly, Aisling  Ryan, Rosleen Gallagher,  Anna  Gallagher, Emer Gallagher, Celine  Mc Daid, Holly  Mc Daid, Shonna  Connaghan, Brona  Tinney, Dara Kelly, Orla  Trearty, Molly  Callaghan.Send your match reports and results to [email protected] RESULTS:Milford 2-5 St Michaels 4-7St Michaels 1-14 Termon 2-4Mc Cumhaills 4-2 Four Masters 3-12The Termon U 18 Ladies team which was defeated by St Michaels on Sunday  LADIES GAA: ST MICHAEL’S SEE OFF TERMON IN U-18 CLASH was last modified: October 8th, 2012 by BrendaShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:LADIES GAA: ST MICHAEL’S SEE OFF TERMON IN U-18 CLASHlast_img read more